Few Founders Of life ...

                   

                           Its  time to write something about the founders of  my life. Without them life is completely meaning less...Life gifted some great teacher ,some great founder ,some great architecture in the last  twenty five years .Whatever I will write its not sufficient to design their personalities .Yes they are simple human being but their work made them legendary..Their memory make the past golden... They are the true worshiper in the temple of education .Education is not a profession for them but its a passion for them .They are very different ,very special and creates life time and everlasting image in the mind of each and every students ...Let me unravel a few best teachers of my life whom I respect a lot and imitate a lot...They are the idols of my life...

 Sadashiv Mishra:

                                  I didn’t even imagine school days will give me a chance to meet with a great  teacher  of my life...Yes I  met with him in class 8^th ..He is a very down-to-earth ,hardworking ,knowledgeable . The man whom I respect the most ,whom I care ,whom I love he is  my great legendary teacher Mr. Sadashiv Mishra.Though he taught me very short span of time just 3 yrs but I worship him in my heart life time.The best teacher ,the best mentor ,the best personality I found in my life.He is not a celebrity ..He is just a simple sankrit teacher in a government high school  in the small holiest city in  Puri  but the entire city knows him very thoroughly .He creates legendary image in the heart of students forever. He makes the subject more interesting than the actual one. He gives the non erasable in-depth knowledge to students.He loves me somuch like his own daughter .He is a moral booster for me.I won more than 100 prizes in my school days in various debate,essay competition due to his blessings… No one can reach the height he reaches to acquire the knowledge of oriya literature and Sanskrit literature. Not only me all the students like the  way he is,the way he teaches,the way he cares,the way he behaves...The great believer of God Sadashiv sir is really a precious teacher for me till my last breath.Time passes but memory never dies.I always want to go back to my school days and again will become an obedient and loveable student of Sadashiv Sir’s class…   His blessings, his smile, his knowledge, his footprint is more than enough for us..Really felt very proud being a students of such a legendary personality.

                                          

Chandra Rai:     

                   

                             Its  tym to write something about a great mathematician ....Yes he zzz nt a magician he is just a mathematician..The great science teacher of our tym young , energetic n hardworking Chandra Rai.. The way  he teaches ,the way he clarifies your doubt, the way he cares for students is really very very unforgettable...You don’t have to be focussed , his strategy  will make you more n more focused towards study ...He  works  hard , burn the mid night oil to find some students in topping the exam list...The joy ,the happiness he zzz pocketing for the success of some outstanding students as if his own success...He taught  just for one year but i was really very very crazy for his each n every single math n science classes which helped me to score cent percent marks in science n math in 10^th board exam...Though he was academically taught me just for few span of tym but he  becme the best teacher of my life forever ....he zzz great founder of my lyf.

Dr .Ajit Kumar Kar :

                                         

                                    Yes its very difficult to call him “ Sir “...I used call him uncle ( mausha) ...He is the dad of my childhood friend “ Asu”...How can I call him sir whom I know since my childhood so closely..Yes  he is non other than my college days great professor Dr .Ajit Kumar Kar...A simple short stature  person but with very very rich personality..How can I forget those lazy  days morning classes of Kar mausha...I lured by his Income tax classes...Blanket , hot morning coffee, chilly winter  never attracted  me in front of his crystal clear n super conceptual Income Tax classes...I used get up before 7 with my dodged determination to attain each and every single classes of  Kar uncle...He never shouts at anybody...He never misbehaves anybody...He is sweeter than you expect ...He  is helping hand more the you deserve ...He used to clear all my doubts in post classes ..He tried  to make dry income tax classes so colorful and interesting. He was so satisfied when i scored 90 + in income tax in University exam..His pampering, his affection ,his blessing feel me more n more motivated to lead a successful life...Really in present day complex world Its very difficult to get such a simple , honest person who will remain role model of every person’s life..

Sangramjit Pujari.:

                                    Its difficult to design about the charismatic persona of the great mentor n guide Sangramjit Pujari....He flew back to India after quitting his MNC job with a dream to do something for  young heart...He zzz young sensation ,idol of youngsters...He came up with the concept of soft skill building among students with a dream venture “ Confidence factory “ in the temple city Bhubaneswar...He won all heart ...If you ll step in to confidence factory you ll feel  the kind of moral boosting n ocean of confidence which you will never ever find anywhere...The great alumina  of Xavier Institute of Management  added a bench mark in the world of management education .Became a part of confidence factory I usually enjoy the level of confidence i got through Sangram Sir to enhance the horizon of my knowledge n sharpen my personality .I will definitely indebted to Sangram sir for my MBA degree from a prestigious university...

.Venkatesh  Ramaswamy:

                                

                                              Yes he is bent with age  but you will never ever find him in angry mood...Always cool,always energetic a workaholic faculty of Alliance University my respected prof .Venkatesh  Ramaswamy ...How can I forget his CRM (Customer relationship management ),RM (Retail Management ) classes....The moving God of Alliance..He will never shout at you even if you ll do mistake also...He will come closer tell you nicely n rectify your mistake n work for your comfort zone ..His footprint zz really uneraseable in every students lyf...I really admire his personality.You will feel like guilty ,you will unable to cheat him if you will  come across the great personality in your life...

Thomason Rajan:

                                 

                                   Its the world of branding n he zzz the king of that world...The pride of Alliance university ...The dream faculty of every management student ...He z non other than our heart throb ,the giant among marketing faculty respected  Thomason Rajan...The height, the smile, the leadership qualities, the personality which attracts all...I think he does not have any enemy ...all r his well wisher... One Of the best mentor and best guide i ever had in my lyf...When he entered to the class in the brand new MBA classes  along with the world famous Kotler book marketing zzz more n more tastier n adorable subject for me being a non marketing student ...I remember  we used to dream entire alliance  routine should be filled with only n only Thomason sir’s classes...The class was just awesome n only for two months ....Then we were the student of core finance but we usually miss the beginning days marketing classes...When the tym came to fill up the form for  minor ..I blindly opted marketing as my minor lured by Thomason sir’s so called Branding classes ...But it was a tragedy for me at the reshuffling of section i got the reverse section of sir’s class...Sir hope you remember how unhappy i was that tym  like a serious looser ...I cried a lot n missed your section B wala awesome branding class...I approached  him just like a small kid sir i want to be a part of your branding classes ...It was high tym but the way you made me explain the situation really unforgettable sir..The cooperation ,the blessings, the affection which you gave  really heart touching..Yes there was a fighting between students to get him as project guide ,academic faculty , a true mentor ,a true friend n a true philosopher ..Long lived Sir,Long lived branding ..Long lived your personality....

Anirban Dutta:

                    He knows the funda  how to make the boring finance classes so lively ...He is more mature than his age ,He is more intelligent than you expect ,He zzz more helping hand for others than you deserve...He is the diamond of our finance department the one n only Anirban dutta...The name is sufficient ....Sir I m indebted the knowledge ,the confidence ,the blessings ,the never ending supports you gave me...He never ever says no to me for any random help .... Being a alumina of Alliance university he won the heart of all near n dear one at the age of just 30....Sir you were just like a friend, philosopher ,guide in my life who made my Alliance stay more more pleasantry never made me feel like I was miles away from home ...Sir I enjoyed a lot all finance class, the internship n dissertation days ,ur support as a best guide...Alliance will always miss you  ,Bangalore will always  miss you n  students will always be cherished your memory ...Sir ,wish you a good n prosperous future in the corporate world...

                                    Yes with out them i was incomplete , my academic  qualification was meaningless...They made my life well structured, well cultured n well built...Thanks a lot Sirs...When I ll walk down the memory lane I ll always find your footsteps in my life ...Long lived you all sirs .n good luck to your future....

FDI BUZZ ....

One fine day my granny asked me a question what is FDI ? What is  FDI in retail ? Suddenly I looked back .I can figure out minutely the curiosity she has to know about FDI  ...Yes of course she has the right to know about FDI which is flooded over each and every news channel ,newspaper and radio every fraction of second... With the age of seventy her regular news reading habit compelled her to ask  me such a responsible question which I do appreciate. This is not only  a question from my granny’s side but also  a question from millions of Indian who does not have sound basics of Indian Economy. My article is a small step to literate them regarding the country’s present hot cake FDI and FDI in retail.

What  Is FDI ?

Foreign direct investment (FDI) is direct investment into production in a country by a company located in another country, either by buying a company in the target country or by expanding operations of an existing business in that country.

Benefits Of FDI :

·         Getting Tax exemption

·         Enjoy Preferential Tariff

·         Increase revenue

·         Increase profit

·         Cheaper labour cost

·         Gain the expert  technology and knowledge

·         Increase International business accessibility

·         Expansion of business channel

·         Enhance the  Job Opportunities

·         Modernisation of supply chain, advertisement ,technology ,inventory management

·         Introduction of more and more SEZ(Special Economic Zone) and EPZ(Export Processing Zones) in country

·         Increase subsidies

Types Of FDI :

·         Inward FDI

·         Outward FDI

·         Horizontal FDI 

·         Platform FDI

·         Vertical FDI

Various possible Investment sector Of FDI :

·         FDI - inbound and outbound retail

·         FDI in Retail

·         FDI in Single brand

·         FDI in Multi brand

·         FDI in Civil aviation

·         FDI in Airlines

·         FDI in Real Estate

·         FDI  in Insurance

·         FDI in Power Trading

·         FDI in Broadcasting

Bold Economic Announcement:

Union Government has made some notable announcement on FDI to quicken economic progress of India.

·         Investment in Multi brand retail 51%

·         Investment in Single brand retail 100%

·         Investment in Communication and Broadcasting 74%

·         Investment in Power trading & Exchange 49%

·         Investment in Civil aviation 49%

Now there is a question in the mind of millions of “aam aadmi” or general public “Is FDI in retail good for India ? “Will it solve all the crux of various problems? Will it provide rural infrastructure, better price to farmers ,better employment  opportunities n piles of unsolved problem which India has today??? Investment in FDI is a suicidal decision for 1.21billions Indian.

After the announcement there is a mixed response among the elite , middle class educated Indian ...What about lower middle class, farmers  ,artisans and people below poverty line ?

What is the impact of FDI in retail on them ? Will they suffer or enjoy the cake of FDI in retail? Why cost cutting began at lower level? Why policy makers want to squeeze the last drop of blood out of the aam aadmi? Will FDI in retail add benchmark to economic progress of agrarian country like India where more than 70 % of  people depends on agriculture ..Will FDI  in retail be a boon for India? Lets have a discussion...

A weeks ago we found all the below mentioned points in a whole single page of every newspaper published by Ministry of Commerce and Industry Government of India with the tagline of “Another Revolutionary leap of Indian Economy”.....Lets have a look  some favourable points regarding FDI in retail which the policy maker has ... :

·         FDI in retail boon for agriculture  ( Prime Minister Manmohan Singh

·         It will give better price to farmers.

·         It will create more than one crore job for India.

·         It will relief to consumers.

·         Atleast 50% of total FDI will be in villages.

·         Chananges of opening more and more number of MSME

·         Modernisation Of agriculture

·         Modernisation Inventory management,supplychain,marketing,storage,advertisement

·         FDI backend retailer will source 30% of all their product  from small scale sector

·         Transform rural India through improved agro processing and cold chain.

·         Farm produce will reach store directly thereby reducing wastage

·         High Yield Variety of seeds and better technology for farmer

·         Squeeze out the middle man in the retail chain.

Conditions for FDI in Retail in India :

·         Minimum investment of $100 million.

·         50% of the investment is to be in backend infrastructure development.

·         30% of all raw material has be procured from India's small and medium industries.

·         Permission to set up big retail chain only in cities with a minimum population of 10 lakh.

·         Products should be sold under the same brand internationally.

·         Foreign investor should be the owner of the brand

·         Government has the first right to procure material from the farmers.

·         Smaller states have the right to take the decisions

Cities and Union Territories In India agreed to allow FDI (population more than 10 lakhs)

·         Delhi

·         Maharashtra

·         Assam

·         Andhra Pradesh

·         Rajasthan

·         Uttarkhand

·         Haryana

·         Manipur

·         Jammu & Kashmir

·         Daman & n Diu

·         Dadra Nagar Haveli

Factual  Presentaion of Indian Foreign direct investment :

·         Starting from a baseline of less than $1 billion in 1990, a recent UNCTAD survey projected India as the second most important FDI destination (after China) for transnational corporations during 2010–2012. As per the data, the sectors which attracted higher inflows were services, telecommunication, construction activities and computer software and hardware. Mauritius, Singapore, US and UK were among the leading sources of FDI. According to Ernst and Young, foreign direct investment in India in 2010 was $44.8 billion, and in 2011 experienced an increase of 13% to $50.8 billion.^[9] India has seen an eightfold increase in its FDI in March 2012.

·         India disallowed OCB's i.e. Overseas Corporate Bodies to invest in India .
On 14 September 2012, Government of India allowed FDI; in aviation upto 49%, in Broadcast sector upto 74%, in multi-brand retail upto 51% and in single-brand retail upto 100%.

List of big giant retailers  knocking the door of Indian retail :

 Wal-Mart

Tesco

Carrefour

What worries me for aam aadmi ?

Mostly India has self organised and small format retail trade . Indian retail is the major growth driver for the country. Modern retail contribute just 5% in  total retail sector .Wholesale and retail trade employed 44 millions of Indian.We the poor Indian does not have sufficient money to visit the hyper market n buy loads loads of  branded product for weekly and monthly basis....We the poor household has to suffer for every single economic burden of the country whether it may be hike in fuel charges, limit the number of subsidised of LPG cylinder.We still struggling to get basic amenities. Studies in ultra modern public school for our child is still dream for us...America is a good friend and useful partner for us. Companies like Wal-Mart and countries like America is knocking the door to enter into our market to leverage their profitability. What about the next door Kirana shop ? what about the beauty of our Reliance Fresh and Big Bazar ? Will it be washed away from social landscape ? Wal mart is not totally successful in USA. what it will contribute for Indian economy ?Wal-Mart having a turnover of $420bn employing 2.1 bn labour force what it will contribute for Indian retail having turnover of $400bn and 40 mn of workforce.

Future of Indian Retail and future of aam Aadmi :

·         Our shopping mall will be flooded with Indian goods.

·         Increase in monopoly practice

·         Foreign retail will control Indian retail Industry.

·         Modernisation of agriculture will help to loose the real charm of tradinitional agriculture

·         Technically non skilled farmer loose their job due to lack of expertise

·         Millions of Indian loose their livelihoods.

·         Foreign retailer will exploit more and more to Indian consumers through well advanced and costly retail chain and branded product.

·         Indian co-operative societies and Kirana stores will perish

·         Local brand and home brand product will be washed away from market

·         Foreign economy will interfere in our internal trade practices

·         Our foreign exchange will diminish and our BOP (Balance Of Payment) will more more stringent...

                                       

                I explained everything to granny...I took a deep breath ...Then I saw the seriousness on her face...She said I think its not good sign for India again we are going to sell our country to foreigner. Whether its British or American Whether its East India Company or Wal-mart...Everything was same for her...She compelled me to think that again we are going to loose our independence through the modern day BUZZ FDI and FDI in retail.....

Vande Mataram.....